Am I getting ripped off?
 

I went to the MINI dealer near me that was supposed to have this pre-owned 2007 MINI S (17,586 miles) for $19900. This is the link to the car on the dealership's site:http://www.habberstadmini.com/VehicleDetails/635680453 , and as you can see it is listed at $22900. The dealer brought it down to $19000 and when I brought up this discrepancy, he just brushed it off. So, what do you guys think? Does it seem like a legitimate error or am I getting a bad deal? Also, are the maintenance and rim and tire insurance plans worth it on this car? I appreciate any advice. Thanks!