2007 Mini Cooper Timing Chain
 

Hey Guys,
I'm in a lot of trouble here. My 2007 mini cooper timing chain I believe broke/locked up and shattered a chunk of my engine out. I can see gear from valve cover. These are interference engines so I'm guessing the engine is totalled. I have another kiddo on the way so I am trying find out what's the best financial option. I heard this has happened quite frequently, but no recall.
Should I try to buy new engine, or sell as is, or part it out?

Anybody been in this situation before? BMW will not acknowledge my concern.

Thanks,

B